On December 19, 2003, the President of the United States signed into law H.R. 100, the Servicemembers Civil Relief Act. This law completely rewrites the Soldiers and Sailors Civil Relief Act of 1940, expanding many of the previous law’s civil protections.
Following is the text of the law, in detail:
TITLE I–GENERAL PROVISIONS
Sec. 101. Definitions.
Sec. 102. Jurisdiction and applicability of Act.
Sec. 103. Protection of persons secondarily liable.
Sec. 104. Extension of protections to citizens serving with allied forces.
Sec. 105. Notification of benefits.
Sec. 106. Extension of rights and protections to Reserves ordered to report for military service and to persons ordered to report for induction.
Sec. 107. Waiver of rights pursuant to written agreement.
Sec. 108. Exercise of rights under Act not to affect certain future financial transactions.
Sec. 109. Legal representatives.
TITLE II–GENERAL RELIEF
Sec. 201. Protection of servicemembers against default judgments.
Sec. 202. Stay of proceedings when servicemember has notice.
Sec. 203. Fines and penalties under contracts.
Sec. 204. Stay or vacation of execution of judgments, attachments, and garnishments.
Sec. 205. Duration and term of stays; codefendants not in service.
Sec. 206. Statute of limitations.
Sec. 207. Maximum rate of interest on debts incurred before military service.
TITLE III–RENT, INSTALLMENT CONTRACTS, MORTGAGES, LIENS, ASSIGNMENT, LEASES
Sec. 301. Evictions and distress.
Sec. 302. Protection under installment contracts for purchase or lease.
Sec. 303. Mortgages and trust deeds.
Sec. 304. Settlement of stayed cases relating to personal property.
Sec. 305. Termination of residential or motor vehicle leases.
Sec. 306. Protection of life insurance policy.
Sec. 307. Enforcement of storage liens.
Sec. 308. Extension of protections to dependents.
TITLE IV–LIFE INSURANCE
Sec. 401. Definitions.
Sec. 402. Insurance rights and protections.
Sec. 403. Application for insurance protection.
Sec. 404. Policies entitled to protection and lapse of policies.
Sec. 405. Policy restrictions.
Sec. 406. Deduction of unpaid premiums.
Sec. 407. Premiums and interest guaranteed by United States.
Sec. 408. Regulations.
Sec. 409. Review of findings of fact and conclusions of law.
TITLE V–TAXES AND PUBLIC LANDS
Sec. 501. Taxes respecting personal property, money, credits, and real property.
Sec. 502. Rights in public lands.
Sec. 503. Desert-land entries.
Sec. 504. Mining claims.
Sec. 505. Mineral permits and leases.
Sec. 506. Perfection or defense of rights.
Sec. 507. Distribution of information concerning benefits of title.
Sec. 508. Land rights of servicemembers.
Sec. 509. Regulations.
Sec. 510. Income taxes.
Sec. 511. Residence for tax purposes.
TITLE VI–ADMINISTRATIVE REMEDIES
Sec. 601. Inappropriate use of Act.
Sec. 602. Certificates of service; persons reported missing.
Sec. 603. Interlocutory orders.
TITLE VII–FURTHER RELIEF
Sec. 701. Anticipatory relief.
Sec. 702. Power of attorney.
Sec. 703. Professional liability protection.
Sec. 704. Health insurance reinstatement.
Sec. 705. Guarantee of residency for military personnel.
Sec. 706. Business or trade obligations.
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